Housing & Insurance Ranking Member Cleaver and Chairman Flood Introduce Bipartisan Legislation Modernizing HOME Program

(Washington, D.C.) – Today, Housing & Insurance Subcommittee Ranking Member Emanuel Cleaver (D-MO) and Chairman Mike Flood (R-NE) introduced the HOME Reform Act of 2025, legislation that overhauls the HOME Investment Partnerships Program (HOME) in the U.S. Department of Housing and Urban Development (HUD). The bipartisan legislation will streamline regulations to strengthen public-private partnerships in efforts to encourage the building of more housing and rental properties to bring down the cost of housing.

“Americans in every community are struggling to stay afloat financially due to the high cost of housing, which is limiting opportunities for families to get ahead and weighing down local economies,” said Ranking Member Cleaver. “This is a crisis that demands immediate bipartisan action to lower costs, and I’m pleased to join Chairman Flood in the effort to provide relief nationwide. By revamping and revitalizing the HOME Program—one of our greatest tools to expand the supply of affordable housing for working-class families—we can ensure that affordable housing and the American Dream of homeownership are once again attainable from the heartland to the coasts. After months of meetings and hearings with local leaders, housing stakeholders, and American families from across the country, I’m proud to introduce the Home Reform Act with Chairman Flood to lower housing costs in Missouri and beyond.”

“America is in the midst of a housing crisis as families struggle to live the American dream due to the of a shortage of millions of homes,” said Chairman Flood. “The HOME program is a federal program that builds housing supply, but it has previously been weighed down by regulatory burdens that make it hard to build housing. Thanks to the insights of those who work directly with HOME, and the invaluable teamwork of my colleague Ranking Member Cleaver, I believe the HOME Reform Act of 2025 will cut the red tape that has been holding this program back. The reforms in this legislation will result in more homebuilding across the country as we work to tackle our nation’s housing shortage. From Columbus, Nebraska to Columbus, Ohio and beyond, local communities will have an unprecedented opportunity to build affordable homes and directly address the housing crisis gripping our nation. I look forward to working to pass this legislation with broad bipartisan support."

The HOME Reform Act represents the first major reform to the program since its authorization in 1990 as part of the Cranston-Gonzalez National Affordable Housing Act. The legislation provides greater flexibility for states and localities, cuts red tape, and supports the development and preservation of affordable housing.

The HOME Reform Act is the result of a bipartisan effort kickstarted by Chairman Flood and Ranking Member Cleaver earlier this year to develop meaningful solutions to the housing crisis in America. In April, Congressman Cleaver and Congressman Flood released a joint request for feedback on the HOME and CDBG programs. In July, the Housing & Insurance Subcommittee held a hearing entitled, “HOME 2.0: Modern Solutions to the Housing Shortage.”

The HOME Reform Act is endorsed by Affordable Housing Tax Credit Coalition, American Planning Association (APA), Bipartisan Policy Center Action, Corporation for Supportive Housing (CSH), Council for Affordable and Rural Housing (CARH), Council of State Community Development Agencies (COSCDA), Community Opportunity Alliance, Enterprise Community Partners, Fahe, Habitat for Humanity International, Housing Partnership Network (HPN), Local Initiatives Support Corporation (LISC), Lincoln Avenue Communities, Mortgage Bankers Association (MBA), Manufactured Housing Institute (MHI), National Apartment Association (NAA), National Association of Affordable Housing Lenders (NAAHL), National Association of County Community and Economic Development (NACCED), National Association of Home Builders (NAHB), National Association of Housing and Redevelopment Officials (NAHRO), National Association of Real Estate Brokers (NAREB), National Association of Realtors (NAR), National Community Development Association (NCDA), National Community Stabilization Trust (NCST), National Council of State Housing Agencies (NCSHA), National Housing Conference (NHC), National Housing and Redevelopment Officials (NH&RA), National Multifamily Housing Council (NMHC), National NeighborWorks Association (NNA), Stewards of Affordable Housing for the Future (SAHF), Up for Growth and the US Conference of Mayors.

Official text of the HOME Reform Act is available here.

A detailed section-by-section of the HOME Reform Act is available here.

Emanuel Cleaver, II is the U.S. Representative for Missouri's Fifth Congressional District, which includes Kansas City, Independence, Lee's Summit, Raytown, Grandview, Sugar Creek, Greenwood, Blue Springs, North Kansas City, Gladstone, and Claycomo. He is a member of the exclusive House Financial Services Committee and Ranking Member of the House Subcommittee on Housing and Insurance.